Notice of your Financial Privacy Rights

We, our, and us, when used in this notice, mean Benchmark Bank. This is our privacy notice for our customers. When we use the words “you” and “your” we mean our customers who have a continuing relationship by purchasing or holding financial products and services such as a(an):

•Deposit Account
•Loan Account
• Self-directed Individual Retirement Accounts

The Information We Collect

We may obtain “nonpublic personal information” about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us;
• Information about your transactions with other parties;
• Information from a consumer reporting agency;
• Information we receive as a result of verifying customer information

“Nonpublic personal information” means information about you that we obtain in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources such as telephone directories or government records.

Restrictions On The Information We Disclose About You

We DO NOT disclose any information about you to anyone, except as permitted by law. Examples may include disclosures that are:

• Authorized, requested or initiated by you;
• Reporting to a reputable credit bureau or other reporting agency;
• Required or permitted by law;
• Necessary to service your account or prevent unauthorized transactions.

Maintenance Of Accurate Information

We strive to maintain complete and accurate information about you and your accounts. If you believe that our records are inaccurate or incomplete, please notify us immediately. We will investigate your concerns and make any adjustments necessary.

The Confidentiality, Security And Integrity Of Your Information

We restrict access to your information to only those employees who need to know that information to provide products or services to you. Employees are educated on the importance of maintaining confidentiality and are required to adhere to a Security Policy and Code of Ethics.

We safeguard your information according to established physical, electronic and procedural standards. We continuously review and adopt new or updated procedures and technologies to enhance this security.

Information About Former Customers

We do not disclose information about former customers, except as permitted by law.

Questions or Need More Information

Please call Benchmark Bank or write to us anytime regarding questions or concerns you may have about your accounts.