Personal Account Rate Sheet
Effective Date:Wednesday, February 9, 2012
Certificates of Deposit |
| Term |
Interest Rate |
APY |
| 3 Month CD |
0.15% |
0.15% |
| 6 Month CD |
0.30% |
0.30% |
| 1 Year CD |
0.50% |
0.50% |
| 2 Year CD |
0.75% |
0.75% |
| 3 Year CD |
1.15% |
1.15% |
| 5 Year CD |
1.75% |
1.75% |
Rate(s) and Annual Percentage Yield (APY) are subject to change; penalty for early withdrawal; all certificates available as IRAs. $500 Minimum to Open. |
Checking Accounts |
| Minimum Daily Balance |
Interest Rate |
APY |
| $1,000.00 - $9,999.99 |
0.05% |
0.05% |
| $10,000.00 - $24,999.99 |
0.10% |
0.10% |
| $25,000.00 - $99,999.99 |
0.20% |
0.20% |
| $99,999.99 - and above |
0.20% |
0.20% |
This is a variable rate account, the rate(s) and Annual Percentage Yield (APY) are subject to change; fees may reduce earnings. |
Savings Accounts |
| Minimum Daily Balance |
Interest Rate |
APY |
| $0.00 - $9,999.99 |
0.10% |
0.10% |
| $10,000.00 and above |
0.25% |
0.25% |
| BBjr Statement Savings |
0.75% |
0.75% |
This is a variable rate account, the rate(s) and Annual Percentage Yield (APY) are subject to change; fees may reduce earnings. BBjr Acct is for customers 0-17 years old. The 0.90% apy is for balances up to $1000; balances above $1000 will use the statement savings rates. |
Money Market Accounts |
| Minimum Daily Balance |
Interest Rate |
APY |
| $1,000.00 - $9,999.99 |
0.10% |
0.10% |
| $10,000.00 - $24,999.99 |
0.20% |
0.20% |
| $25,000.00 - $99,999.99 |
0.25% |
0.25% |
| $50,000.00 and above |
0.35% |
0.35% |
This is a variable rate account, the rate(s) and Annual Percentage Yield (APY) are subject to change. You must maintain a minimum balance of $1,000 to obtain the disclosed APY; fees may reduce earnings. |