Personal Account Rate Sheet

Effective Date:

Certificates of Deposit

Term Interest Rate APY
3 Month CD 0.15% 0.15%
6 Month CD 0.20% 0.20%
11-Month CD 0.75% 0.75%
1 Year CD 0.25% 0.25%
2 Year CD 0.50% 0.50%
25-Month CD 1.19% 1.20%
3 Year CD 0.75% 0.75%
5 Year CD 1.00% 1.00%

Penalty for early withdrawal; all certificates available as IRAs. $500 Minimum to Open.

Checking Accounts

Minimum Daily Balance Interest Rate APY
$1,000.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 and above 0.15% 0.15%

This is a variable rate account, the rate(s) and Annual Percentage Yield (APY) are subject to change after the account is opened; fees may reduce earnings. $50 minimum to open.

Savings Accounts

Minimum Daily Balance Interest Rate APY
$0.00 - $9,999.99 0.10% 0.10%
$10,000.00 and above 0.15% 0.15%
BBjr Statement Savings 0.75% 0.75%

This is a variable rate account, the rate(s) and Annual Percentage Yield (APY) are subject to change after the account is opened; fees may reduce earnings. BBjr Acct is for customers 0-17 years old. The 0.75% Annual Percentage Yield (APY) is for balances up to $1000; balances above $1000 will use the statement savings rates. $50 minimum to open.

Money Market Accounts

Minimum Daily Balance Interest Rate APY
$1,000.00 - $9,999.99 0.10% 0.10%
$10,000.00 - $24,999.99 0.15% 0.15%
$25,000.00 - $49,999.99 0.20% 0.20%
$50,000.00 and above 0.25% 0.25%

This is a variable rate account, the rate(s) and Annual Percentage Yield (APY) are subject to change after the account is opened. You must maintain a minimum balance of $1,000 to obtain the disclosed APY; fees may reduce earnings. $1,000 minimum to open.